At Home

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More and more I find comfort in just being home. The more time I spend at home the more energy I gather and the more I get done, which means home becomes even more of a haven. Today, freshly topped up with a good dose of vitamin D, I declared it an “at home day”.  The children dashed through their school work, helped with some chores {doing more than they needed to}, and we enjoyed playing games {who can list the most fruits/veggies – they are both doing well considering they didn’t actually know what a fruit or vegetable was when they arrived!}, making curry, painting bird houses, entertaining one of my daughter’s friends who came over for a couple of hours, watching a favourite film of mine I’d been eager to share with them called “Fly Away Home” and reading.  We never actually left the house. And while I got lots done, including much neglected ironing, I also felt I had a lot of rest time.

My house is clean. I connected with my children. We completed projects we’d wanted to do for a while. I am not exhausted. Yes, I could be home a lot more, and despite the demands of working full-time and medical appointments, plus the joy we have with our weekly jaunts in nature, I’m going to make an effort, even if it is only one day per month, to have “at home days” more often. And the bonus? A whole lot of joy while not spending a cent.

Posted in All Things Bright and Beautiful, Family Life, Frugal Living, Ma Famille, O & G, Oh so Blessed, Organizing Our Home, Organzing Our LIfe, reducing stress, Repairing Damage, Simple Living and Reducing Stress, Simple Parenting, Works For Me | 4 Comments

Hospital Parking Fees: An Issue Of Health Inequity

As is well-documented in this space, I adopted two children with special needs. Both are followed by 2+ departments at local hospitals and adding in physiotherapy and occupational therapy, I would say that on average, we have five appointments a month year round. This does not include speech therapy which at some point we will need to add in, nor does it include any of the typical/average appointments children need: dentist twice yearly, eye doctor once a year, GP visits for strep throat etc, the 5 appointments/month are only related to their special needs. I am also a single parent who works full-time and has very little left over after our bills are paid - and that is not due to an elaborate lifestyle. I drive an 11-year-old car, we’ve been a family for almost 21 months and have enjoyed a couple of nights away that were treated to us, my children don’t have expensive hobbies, neither do I {my hobby is reading books from the library}, I make our food from scratch, hang our clothes to dry and live as frugally as humanly possible. My income simple only covers: mortgage, utilities, house tax, food, car insurance and petrol.

I chose to live in a city for a variety of reasons, namely that as a single parent I needed supports, I wanted to live in a community where we could walk everywhere {I have dreams of ditching the car, though right now I’d be unemployed if we did!} and most importantly as my daughter’s specialized physio is downtown and both my children are followed by various clinics at the children’s hospital, I knew the stress on our family if we had to commute to appointments wasn’t a good thing; it would take too long and would require much time off work, increased petrol costs and parking. {As it is we pay $9 for every visit, but that is a lot better than $25.} I was in the position of being able to think about these things before committing to where to live. Perhaps if I was a stay at home mum, I would have opted for the rural life I so crave {chickens call my name!}, and commit to coming into the city once a week, but in our position it just wasn’t possible.

I recently saw a documentary on hospital parking fees. Families with children, siblings and parents with cancer. Families that need to visit different hospitals across cities for specialized treatment. Families that need to park a mile + away and walk across icy snow because they can’t afford to park. With some hospitals daily parking rates costing $20-$25 per day, families already coping with diagnosis’ were struggling to afford the $600+ in parking fees alone. Add in the medications, time off work, petrol, childcare for your other children, special diets needed and it is no surprise that even in a country where we don’t have to pay out-of-pocket for hospital stays or Dr’s visits, being sick still has an incredibly detrimental effect on health and access to health-care. Doctors in the program admitted that some patients don’t come for as much treatment as recommended because they can’t afford to get there. I myself have thought about the costs, even for free appointments, when things have been tight.

When you have a sick child, or you are sick, or someone you care for is, you need support, real-life tangible support. When my children were in foster care, all of these bills/costs were taken care of. Their foster parents had volunteer drivers, petrol costs covered, childcare fees paid, medications paid for. And while I would never ever want to foster my children rather than adopt them, the services they received demonstrates the true impact of caring for someone who needs more health support than most. {Because I occasionally get asked this question, I will also state that the day I took custody of my children ALL supports stopped. The supports offered to foster parents (those mentioned above, plus payment for their “job” of fostering) were not transferred to me. And honestly and truly, while support with health care would be helpful for my children’s sakes, I’d take years of having to live with extreme frugality to adopt my children because they are worth it one million times over!}. Back to the documentary…

CBC’s Marketplace also looked at what happens to the money earned from parking fees and tickets: the thinking is that it goes to patient care. The documentary, sadly proved that in most cases it goes to the private parking company, with only some making its way to the hospitals. But when you looked at total costs, parking fees were like a penny in a bucket of their total funding. One amazing mayor, Lois Jackson, was featured, a woman whose daughter had breast cancer who saw the impact and changed the by-laws of her city so that paying for hospital parking was illegal. And the hospital dealt with it.

The truth is, hospital parking fees are only part of the major challenges families and individuals face: time of work, medications, petrol, treatment costs that aren’t covered, meals, needing support in the home, honestly, that reality scares me most days. And yes, there are many people with a higher disposable income than us, but there aren’t too many people who could drop a salary and find $1000+ a month simply because they have the misfortune of someone being ill.  And when it comes to people choosing not to have treatment because they can’t afford the time off work, or to pay for hospital parking, then it becomes an issue of health equity and a topic that needs action. Parking fees may just be the place to start. No one should be choosing not to have essential health care because they don’t have the money to transport themselves/their loved one to an appointment.

Posted in Be Part Of The Solution Not The Problem, Family Life, Health Equity, Heath Care, Human Rights, Ma Famille, Parenting, Parenting Children With Special Needs, The Political, The topical | 8 Comments

Weekending

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Oh weekend, thank you; I so needed you. The sun found us and held on for dear life. The temperatures weren’t too high. The groceries were already bought and instead we found ourselves doing the very best of things. Saturday brought with it a trip to the park with a friend, who treated this tired Mama to a {fairtrade} hot coffee. That was followed by a city friend’s BBQ on the roof of her condo! Mine were the only children in attendance and oh how their every whim was catered for: veggie burgers, ice-cream cake, and swimming, oh my! Sunday brought with it swimming lessons, 1/2 a day at work {the children did their english and math work} and a long, beautiful walk along the Scarborough Bluffs. We were in awe of the sheer number of different birds who met us on the trail, the size of the bluff and the beauty of the water. The lake was coooooold but we waded in to our knees – my poor son can’t bear even warm water {he likes it hot, hot, hot} so he didn’t last too long in Lake Ontario.

I don’t think we spent a cent this weekend, it was simply filled with beautiful pleasures money can’t buy.

Posted in All Things Bright and Beautiful, Family Life, Frugal Living, Frugal Parenting, Life Is Beautiful, Ma Famille, The Sweet Nectar Of Life, Weekending | 5 Comments

“Poverty” In The Middle Class

I was at a meeting recently for a volunteer position I have and the comment was made that everyone that lives in our area is well-off, doesn’t know what it means to have to worry about paying bills and has a large disposable income. Hearing those words stung a bit because it made me realize, how in so many ways, our life here is a bit of a charade.

We are surrounded by two income families {or one generous income and free child-care, aka a stay at home parent}. Two good incomes, two cars, children in a myriad of activities, parents nights out, neighbourhood events that “are only $10 a person, which everyone who lives here can afford”. Neighbours recently asked if my son was interested in attending an extra-curricular activity and I looked into it and it cost $400 for 3 months of lessons. Most children around us are involved in three or more extra-curricular activities, my children are thrilled with our free chess club and swim lessons the couple they think hung the moon treated them to. Most children here have grandparent’s cottages they can go to, mine are thrilled when we have a family slumber party.

Because of my income, our housing costs {which were only marginally cheaper when we were renting} take up a little more than 80% of our income {financial experts recommend keeping that number at no more than 30%}. That includes: mortgage, utilities and housing tax. After that, I have about 20% left to cover: car insurance, petrol, medications {about $100/month}, childcare and food. Needless to say, it doesn’t quite “work” and that doesn’t include the rest: clothing/shoes for the children {I can’t tell you the last time I purchased anything for myself!}, any car repairs/house repair or unexpected bills. This week after feeling so happy a couple of weeks ago that I could pay the fee to park in front of my own home, I found out I owed another $238, because the $130+ I already paid was just to transfer my spot to my name {or something like that}. If it were not for the generosity of friends who can occasionally manage to take my children for me, I would struggle to get to mandatory work meetings which take place approx 2 evenings a month. The cruel fate of solo parenting means not only do you have one income, but you also have to pay for childcare {oddly enough home schooling actually saves me money because if they were in our local school, the before/after school fees would be higher than what I currently pay}.

I’m aware we have less options than most. From their birth brother’s adoptive family to people at work and friends I know everyone around us has more “choice” than we do. Their choices vary, but include the ability to take big vacations, order in food, pay into retirement, have a cleaner, eat out, buy a new car, decorate/renovate their home, shop in one store {without a calculator!}, not make everything from scratch, and allow their children to choose the extra-curricular activities they’d like to do. My choice has included where to cut the budget so that we can purchase medications.

But the thing is, not only do we not look poor to the outside world, but I don’t consider us poor because we really aren’t. Yes, most certainly our disposable income is paltry and at times, suffocating. But we never ever ever have to go without food or shelter, nor do we go without love. Yes, as things break I often can’t replace them. And yes, every penny has to be watched. And yet, we have so much. We visit the library 1-2x a week, we bike ride {bikes gifted from friends}, we head to the park almost every day, we play games and read books for hours each evening, we grow as much of our own food as possible {though in truth, not a lot!}, we give lots of hugs and kisses, we volunteer as a family and I volunteer myself {a role which I’m hoping includes helping to find locally sourced food for very vulnerable people} and each month we find ways to give food to foodbanks and to make meals for someone facing a challenge, we support fairtrade and live out what we believe. My children have my attention, love, committment, respect and devotion. And we three have each other. I’ve learned to make even more frugal meals, I’ve not been too proud to admit to my children when things aren’t possible. And I’ve come to be so appreciative of the little things: the coffee out a friend treats you to, the fresh veg people share, the books on sale from the library that godparents give us, the two cucumbers my mum recently gifted, friendships of blog readers and the biggest blessing, my two children who seem so very content with our life just the way it is.

Posted in $40 Grocery Budget, Beans and Rice Budget, Being Gentle and Kind, extreme frugality, Family Life, Frugal Entertaining, Frugal Food, Frugal Living, Frugal Parenting, Lessons Learned, Life Is Beautiful, Purpose Driven Life, Simple Living and Reducing Stress, Simple Parenting, Simplicity | 19 Comments

Friday Night Thoughts…

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I have a million thoughts swirling in my head. Thoughts about the inequities that exist (the garment workers (and industry) are never far from my mind), and all these thoughts brought me to a place of needing to write. Tonight, I feel:

  • We could do much more to help people, I need to get my thinking cap on
  • Finding the right balance in the relationship with my mother is hard, very hard. I don’t believe one person can “fix” what pains someone and yet acceptance when it means being around the person and having their need to domineer/control/belittle, define the relationship, is very very challenging
  • The hospital that cares for my son increased his meds for his ODD and we had a great week. Today his childcare provider forgot to give a dose and oh the week ended badly
  • Being away from my children gets harder and harder for me
  • I’ve made a long list of personal and work things that need to be completed this weekend. And I feel hopeful
  • May and June are my busyest months at work. I’m very much looking forward to two weeks off in July, they really can’t come soon enough
  • I {or more correctly, we, as we made the decision as a family} have made a big decision about the next adoption. I feel good about it – both the direction and timing {hoping to begin the process in the Autumn.}
  • I’m amazed at how much a person can accomplish. Just when I think I’m getting nothing done I realize how many little things get done on a daily basis and I feel much better about myself.
  • My children teach me daily I don’t have all the answers and it really is OK
  • My children’s prayers inspire me daily. They are so pure, so kind and so selfless
  • When in doubt begin reading to your children, peace will soon be restored
  • Making sure a weekend’s to-do list includes nature time, is crucial. Mental health and all that jazz.
  • A cup of tea soothes *almost* any worries
  • Bills come when you least expect them.
  • Bills you didn’t know were your responsibility definitely arrive when you never expect them
  • Letters from birth family members can be exceptionally painful to read – for them, for you and most importantly for your children
  • The poverty that exists in the world is terrifying – there are real people, like you and me, struggling to feed their families, sleeping on the streets and trying to survive.
  • We are so very very blessed

Happy Weekending friends. This weekend we’ll be making cookies, attending a friend’s BBQ, gardening, trying to find enough dandelions to make dandelion jam, hiking and walking in the woods. In between all that I’ll be working 1/2 a day at work and a few hours from home when the little ones are in bed.

I hope whatever you are doing this weekend, it is kind to you. Be well.

Posted in About Me, Adoption, Allotment Life, Balance, Being Gentle and Kind, Parenting, Parenting Children With Special Needs, Weekending | 4 Comments

At Our Table – $40 (£25) Week Grocery Budget

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Looking at some of our goals for this year and beyond, I’m really trying to reign in expenses for our family. After sifting through our favourite recipes and finding ways to cut back, I’m confident the $40 a week budget is going to work long-term. This week is our easy week as I get a delivery box of mostly local produce which is available once a month. I find this week each month I save about $7 by purchasing the box. The groceries above came to $18.

To make the $40 a week possible {especially as in Canada as we don’t have the Value range available at Sainsbury’s and Tesco in the UK, which while I never used a lot of, did help with some things} I cook from scratch, shop at different green grocers and basically plan our meals around what is available (generally what is in season and financially a wise choice). The good thing is there are a lot of different small grocers in our area and our $40 a week budget really does afford us loads of healthy food!

Here’s what we’ll be eating this week:

Breakfasts
Scottish oatmeal with fruit, nuts and seeds
Toast with peanut butter, fruit
Cereal with milk, fruit, nuts and seeds

Lunches
Leftovers x 2
Tuna sandwich, fruit, veggie sticks with dip
Soup with homemade rolls and salad x 2
Cheese and crackers, fruit, veggie sticks, pumpkin bread  x 2

Dinners
Fish pie with spinach salad and grilled veggies
Homemade macaroni and cheese with spinach salad and peas
Homemade soup with rolls and spinach salad
Quinoa salad with sweet potatoes and chickpeas, corn on the cob
Kidney burgers with spinach salad and veggies x 2
Out at a BBQ

To Do/Baking
Make homemade rolls
Make pumpkin bread
Make carrot soup and freeze some

Posted in $40 Grocery Budget, 2013 Goals, Budget, Family Life, Frugal Food, Frugal Living | 7 Comments

Visiting The High Park Cherry Blossoms

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One day last week we had an early morning jaunt to see the Cherry Blossoms at High Park. They only last about a week and I was wary of visiting over a weekend because of the drones of people who descend on the park for this special annual treat. As luck would have it I had a weekday day off in time. We spent a good ninety minutes walking around the beautiful grounds, getting a bit lost and taking note of various birds and wee creatures. The following hour was spent supping a cup of very good tea in an outdoor cafe while the children played.

Time and time again I’m amazed at how much there is to do for free. For the cost of petrol + my “breathe and pretend I’m in the English countryside” cup of tea, we had a perfectly lovely morning out. Total spend no more than $4, approximately £3.  We all got some lovely exercise, we learned about and enjoyed nature and we connected as a family.

Thanks to the nature challenge and my own resolve that most of our leisure time will be spent enjoying local nature, rather than at activities, we are spending more and more time outdoors. And I’m thrilled, particularly as this was such a strange novelty to my children when they arrived {my poor son would often look at me quizzically and ask why we don’t just watch a movie}, I’m amazed at how much my children have embraced this outdoor simple life. When I tell them about our next adventure, all I hear are squeals of delight. No moans, no grumbles, no arguments. Perhaps not watching tv or having any access to electronics has “re-set” their interests a bit, I’m not really sure. All I know is days like our day at High Park, make me so proud of the two souls who call me Mummy.

Posted in 2013 Goals, 30 x 30 Nature Challenge, All Things Bright and Beautiful, Downshifting, Family Life, Frugal Living, Frugal Parenting, Goals, Good For The Soul, Life Is Beautiful, Ma Famille, Natural Health, Natural Living, Organzing Our LIfe, Parenting, reducing stress, Repairing Damage, Simple Living and Reducing Stress, Simple Parenting | 7 Comments